Farm Insurance :: Home

Farm Insurance Australia – Compare Rates & Options

If you're an Aussie farmer looking for competitive farm insurance quotes, we have got you covered! Simply complete our quick farm quote request form to compare rates and options from multiple insurers, via our Australia-wide panel of specialist Farm Insurance Brokers.

Your Farm Insurance Quote Starts Here ...

Comparison results are from participating brokers linked to our referral service. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly.

Any Farm

Apiarist, Cane, Cotton, Crops, Dairy farms, Hobby/Leisure farms, Livestock, Mixed farming, Orchards, Poultry farms and more ... anywhere in Australia!

>> Start here >>

Compare Rates

Simply complete our short online farm insurance quote form and we’ll match your enquiry to a participating farm insurance broker from our national panel, who can access competitive rates and discuss options tailored to your needs. We are not an insurer or broker.

>> Compare rates >>

Compare Insurance Options

Because farm insurance policies are different, your referred broker can help you compare features and benefits – not just price – so you can consider the value of different farm protection options. We do not assess your objectives, financial situation or needs.

>> Compare features >>

Multiple Farm Insurers

When you submit an online quote request with us, we match your details with a broker from our panel of insurance professionals across Australia whose specialties align with your needs. That broker can then obtain and compare quotes from the insurers they work with. Our matching is limited to participating brokers and does not cover every provider in the market.

>> Compare quotes >>

What does Farm Insurance Cover?

Property: Farmhouses, sheds, barns, fencing, silos (depending on the policy selected).
Crops: Cover for loss or damage from events such as drought, flood, fire, or pests, where included in the policy.
Livestock: Cover for injury, death, theft, or disease outbreaks, subject to policy terms.
Machinery & Vehicles: Tractors, harvesters, irrigation systems and similar equipment, depending on the level of cover.
Liability: Public liability, worker injury, and environmental damage, where provided by the insurer.

Coverage and benefits will vary by insurer and policy. Please refer to your broker or insurer for details of cover available and any exclusions.

>> Compare coverage >>

Policy Benefits - what they mean for Farmers

Potential for broad protection across land, assets, and operations, depending on the cover selected.
Brokers can arrange policies tailored for small family farms through to large agribusiness.
Access to a national broking network with rural expertise.
Ability to compare options online with a broker and consider potential cost savings.
Claims support from your insurer and/or broker when you need to make a claim.

>> Compare benefits >>

Insurance News

Summer Surge in Rural Crime: Protecting Australian Farms

06 Mar 2026: Paige Estritori

WFI Insurance has reported a significant increase in rural crime during the summer months, with January experiencing approximately 14% more crime-related insurance claims than any other month. This trend underscores the need for heightened vigilance and enhanced security measures on Australian farms during this period. - read more

Achmea Australia's Comprehensive Flood Cover: A Game-Changer for Farmers

06 Mar 2026: Paige Estritori

In a significant development for Australian farmers, Achmea Australia has announced that flood cover is built into its farm insurance policies. This offering addresses a critical gap in the market, as many leading underwriters have traditionally excluded flood coverage from their farm policies. - read more

NRMA's Departure from Farm Insurance: Implications and Alternatives for Australian Farmers

26 Feb 2026: Paige Estritori

In a significant shift within the Australian insurance landscape, NRMA Insurance ceased offering farm insurance policies, including Hobby Farm and Rural Farm Insurance, as of July 1, 2025. This decision has left many farmers seeking reliable alternatives to safeguard their livelihoods. - read more

Preparing for Summer Storms: Insights from Elders Insurance on Protecting Your Farm

26 Feb 2026: Paige Estritori

As the Australian summer approaches, Elders Insurance has issued a cautionary advisory to farmers, emphasising the heightened risk of storm-related damages during this season. Recent data indicates a significant increase in insurance claims due to summer storms, underscoring the need for proactive measures to safeguard agricultural assets. - read more

Climate Change and Rising Insurance Premiums: Insights from IAG

26 Feb 2026: Paige Estritori

Insurance Australia Group (IAG) has highlighted the growing impact of climate change on home insurance premiums, attributing rising costs to the increasing frequency and severity of extreme weather events. This trend underscores the urgent need for both mitigation and adaptation strategies to address evolving risks. - read more

Learning from Near Misses: Enhancing Farm Safety in Australia

18 Feb 2026: Paige Estritori

In July 2025, Farmsafe Australia launched the 'Second Chances – Who Knows How Many You'll Get' campaign, aiming to transform near misses on farms into learning opportunities to prevent future accidents. This initiative underscores the critical importance of recognising and addressing close calls in agricultural settings. - read more

Click for more Insurance News

Farm Insurance Articles

Top 10 Ways Australian Farmers Can Slash Insurance Costs Without Risking Coverage

Welcome to our definitive guide for Australian farmers on managing one of the most crucial aspects of their business: insurance. As a cultivator of the land, you're no stranger to the unpredictability of nature and the market. From intense weather events to fluctuating market demands, your line of work comes with its unique set of risks. Hence, safeguarding your livelihood with the right insurance is not just important—it's essential. - read more

Livestock Insurance for Aussie Farmers: What You Need to Know

Livestock farming is a significant part of the Australian agriculture industry. As with any business, farmers face numerous risks such as disease, death, theft or extreme weather events, which could cause damage or loss to their livestock assets. Livestock insurance provides cover against these risks, ensuring that farmers are financially protected from any potential financial losses, which could devastate their livelihoods. - read more

What You Need to Know About Crop Insurance for Your Farm

Farming is a risky business. As a farmer, you are at the mercy of the weather, pests, and other challenges that can threaten your crops and your livelihood. That’s where crop insurance comes in. Crop insurance can provide financial protection in case your crops are damaged or destroyed, allowing you to recover from losses and move forward with your farm business. - read more

Common Myths About Farm Insurance Debunked

Whether you're a seasoned farmer or just starting out, understanding farm insurance is crucial. It's more than just a safety net; it's a way to ensure that your farming business can withstand unforeseen challenges. By safeguarding your livelihood, farm insurance offers peace of mind amidst uncertainties. - read more

The Ultimate Guide to Affordable Farm Insurance for Australian Farmers

Welcome to 'The Ultimate Guide to Affordable Farm Insurance for Australian Farmers.' As stewards of the vast Australian countryside, farmers face an array of unique challenges and risks. Every day, they grapple with the forces of nature, the volatility of the markets, and the complexities of modern agricultural operations. - read more

How to Save Money on Your Farming Insurance Premiums

When looking for farming insurance, it is important to shop around for the best deals. Don't simply rely on the first insurance company that you come across. Take the time to research various companies and their policies. Compare them based on their coverage, premiums, and deductibles. - read more

Need a Quote?

Start your free farm insurance quote comparison here.

Knowledgebase

Replacement Cost:
The amount it would cost to replace or rebuild an insured asset with one of similar kind and quality, without depreciation.

This website is owned and operated by Clark Family Pty Ltd (as Trustee for the Clark Family Trust) 43 Larch Street Tallebudgera QLD 4228, A.C.N. 010281008.

This website is owned and operated by Clark Family Pty Ltd (ACN 010 281 008) as Trustee for the Clark Family Trust (ABN 35 957 893 714), 43 Larch Street Tallebudgera QLD 4228. Clark Family Pty Ltd is an Authorised Representative (AR 1298860) of Unique Group Broker Services Pty Ltd (AFSL 509434) for financial product referrals and an Authorised Credit Representative (ACR 401491) of Saccasan Pty Ltd (ACL 386297). Check our licensing details on the ASIC registers: Clark Family Pty Ltd ACR, Clark Family Pty Ltd AR, Saccasan Pty Ltd, Unique Group Broker Services.

IMPORTANT: We do not provide financial product advice or credit assistance. We act solely as an introducer and refer enquiries to licensed third-party intermediaries, insurers, and lenders - with whom you can then deal directly. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for validating the legitimacy of our referral partners, you should always verify the credentials of your financial adviser before proceeding with recommendations that they may present. Visit the ASIC website for further information.