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Farm Insurance Australia – Compare Rates & Options

If you're an Aussie farmer looking for competitive farm insurance quotes, we have got you covered! Simply complete our quick farm quote request form to compare rates and options from multiple insurers, via our Australia-wide panel of specialist Farm Insurance Brokers.

Your Farm Insurance Quote Starts Here ...

Farm Type:
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All quotes are provided obligation-free by a participating broker from our national referral partner network. We respect your Privacy.

Comparison results are from participating brokers within our referral network and may not represent all providers in the market. We may receive a referral fee at no cost to you. We do not provide financial advice or credit assistance directly.

Any Farm

Apiarist, Cane, Cotton, Crops, Dairy farms, Hobby/Leisure farms, Livestock, Mixed farming, Orchards, Poultry farms and more ... anywhere in Australia!

Compare Rates

Simply complete our short online farm insurance quote form and we’ll match your enquiry to a participating farm insurance broker from our national panel, who can access competitive rates and discuss options tailored to your needs. We are not an insurer or broker.

Compare Insurance Options

Because farm insurance policies are different, your referred broker can help you compare features and benefits – not just price – so you can consider the value of different farm protection options. We do not assess your objectives, financial situation or needs.

Multiple Farm Insurers

When you submit an online quote request with us, we match your details with a broker from our panel of insurance professionals across Australia whose specialties align with your needs. That broker can then obtain and compare quotes from the insurers they work with. Our matching is limited to participating brokers and does not cover every provider in the market.

What does Farm Insurance Cover?

  • Property: Farmhouses, sheds, barns, fencing, silos (depending on the policy selected).
  • Crops: Cover for loss or damage from events such as drought, flood, fire, or pests, where included in the policy.
  • Livestock: Cover for injury, death, theft, or disease outbreaks, subject to policy terms.
  • Machinery & Vehicles: Tractors, harvesters, irrigation systems and similar equipment, depending on the level of cover.
  • Liability: Public liability, worker injury, and environmental damage, where provided by the insurer.

Coverage and benefits will vary by insurer and policy. Please refer to your broker or insurer for details of cover available and any exclusions.

Policy Benefits - what they mean for Farmers

  • Potential for broad protection across land, assets, and operations, depending on the cover selected.
  • Brokers can arrange policies tailored for small family farms through to large agribusiness.
  • Access to a national broking network with rural expertise.
  • Ability to compare options online with a broker and consider potential cost savings.
  • Claims support from your insurer and/or broker when you need to make a claim.

Farm Insurance Calculator

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Estimate your farm insurance needs with our Farm Insurance Calculator. Establish the right levels of cover to protect your agricultural business and your financial livelihood.

Farm Insurance Calculator

Frequently Asked Questions


    Insurance News

    ABARES Forecasts Significant Decline in Australian Farm Profits
    ABARES Forecasts Significant Decline in Australian Farm Profits
    09 Jun 2026: Paige Estritori
    The Australian Bureau of Agricultural and Resource Economics and Sciences (ABARES) has released a report forecasting a substantial decline in broadacre farm profits, projecting a 70% decrease to approximately $65,000 per farm. This downturn is attributed to escalating input costs and persistent drought conditions affecting various regions. - read more
    Low Adoption of Cyber Insurance Among Australian Farmers
    Low Adoption of Cyber Insurance Among Australian Farmers
    09 Jun 2026: Paige Estritori
    Recent research from WFI Insurance reveals that only 25% of Australian farmers are considering cyber insurance, despite approximately 80% of farms now utilising some form of agricultural technology (agri-tech). This disparity highlights a significant vulnerability within the sector, as increased digitisation exposes farms to potential cyber threats. - read more
    Integrating Sustainability into Farm Risk Management Strategies
    Integrating Sustainability into Farm Risk Management Strategies
    09 Jun 2026: Paige Estritori
    In the face of increasing climate variability, Australian agriculture is shifting its approach by integrating sustainability into core risk management strategies. This evolution reflects a broader recognition that environmental stewardship is intrinsically linked to the resilience and long-term viability of farming operations. - read more
    HESTA's Initiative to Lower Insurance Fees: A Win for Members
    HESTA's Initiative to Lower Insurance Fees: A Win for Members
    25 May 2026: Paige Estritori
    In a significant move to enhance member benefits, HESTA, a leading Australian superannuation fund, has announced an average 12% reduction in insurance fees across all cover types, effective from 1 July 2026. This initiative is part of a broader strategy aimed at providing more accessible and affordable insurance coverage for its members. - read more
    Comprehensive All-Risk Insurance Now Available for Large-Scale Australian Farms
    Comprehensive All-Risk Insurance Now Available for Large-Scale Australian Farms
    17 May 2026: Paige Estritori
    Harland Green, a newly established Lloyd's coverholder, has unveiled an all-risk farm insurance package specifically designed for large commercial farming operations in Australia. This initiative aims to address the complex and evolving needs of the agricultural sector by offering comprehensive coverage that encompasses various aspects of farm operations. - read more
    New Partnership Aims to Revolutionize Agricultural Insurance in Australia
    New Partnership Aims to Revolutionize Agricultural Insurance in Australia
    17 May 2026: Paige Estritori
    In a significant development for Australia's agricultural sector, CGU and WFI Insurance have announced an exclusive partnership with Ag Guard, a technology-driven agricultural insurance agency. This collaboration, set to commence in June 2026, aims to bolster the agricultural insurance capabilities of both insurers and enhance digital services for brokers, partners, and customers. - read more

    Farm Insurance Articles

    Is Your Farm Under-Insured? Tips for Assessing Bushfire Insurance Adequacy
    Is Your Farm Under-Insured? Tips for Assessing Bushfire Insurance Adequacy
    The threat of bushfires looms large over the vast expanses of rural Australia, shaping the reality of farming in this sunbaked landscape. The risk, always present, escalates as the climate warms and dry conditions persist. It's not a matter of if, but when the land will be tested by fire's wrath. In this environment, the armor of insurance isn't just recommended; it's critical for survival. - read more
    Livestock Insurance for Aussie Farmers: What You Need to Know
    Livestock Insurance for Aussie Farmers: What You Need to Know
    Livestock farming is a significant part of the Australian agriculture industry. As with any business, farmers face numerous risks such as disease, death, theft or extreme weather events, which could cause damage or loss to their livestock assets. Livestock insurance provides cover against these risks, ensuring that farmers are financially protected from any potential financial losses, which could devastate their livelihoods. - read more
    Essential Coverage vs. Optional Add-ons: Balancing Protection and Costs
    Essential Coverage vs. Optional Add-ons: Balancing Protection and Costs
    For Australian farmers, having the right insurance coverage isn't just a safety net—it's an integral part of sustaining their livelihood. Natural disasters, unpredictable climate conditions, and the inherent risks of agricultural production underline the critical importance of robust insurance for the agricultural community. As farmers navigate the complexities of insurance, understanding the basics becomes the first step toward securing their assets and ensuring the continuity of their operations. - read more
    When the Rain Doesn't Come: Financial Planning Tips for Persistent Drought
    When the Rain Doesn't Come: Financial Planning Tips for Persistent Drought
    For farmers across rural Australia, the unyielding dry spells brought on by persistent drought conditions are not just an environmental concern but a significant financial challenge. Effective financial planning becomes a cornerstone strategy for ensuring the resilience and longevity of these crucial agricultural businesses. The prickling heat and parched earth serve as stark reminders of nature's capacity to impact livelihoods, especially when the rain doesn't grace the farmlands for extended periods. - read more
    What You Need to Know About Crop Insurance for Your Farm
    What You Need to Know About Crop Insurance for Your Farm
    Farming is a risky business. As a farmer, you are at the mercy of the weather, pests, and other challenges that can threaten your crops and your livelihood. That’s where crop insurance comes in. Crop insurance can provide financial protection in case your crops are damaged or destroyed, allowing you to recover from losses and move forward with your farm business. - read more
    Investing in Cybersecurity: A Crucial Step for Sustainable Farming
    Investing in Cybersecurity: A Crucial Step for Sustainable Farming
    Cybersecurity refers to the practice of protecting systems, networks, and programs from digital attacks. In the context of agriculture, it involves safeguarding the digital solutions and technologies that have become intrinsic to modern farming operations. As technological advancements continue to revolutionize the farming landscape, the importance of cybersecurity in securing farm data and operations has become more pronounced. - read more

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    Start your free farm insurance quote comparison here.
    Farm Type:
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    All quotes are provided obligation-free by a participating broker from our national referral partner network. We respect your Privacy.


    Knowledgebase
    No-Fault Insurance:
    A type of car insurance where your insurer pays for your damages regardless of who is at fault in an accident.