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Farm Insurance Australia – Compare Rates & Options

If you're an Aussie farmer looking for competitive farm insurance quotes, we have got you covered! Simply complete our quick farm quote request form to compare rates and options from multiple insurers, via our Australia-wide panel of specialist Farm Insurance Brokers.

Your Farm Insurance Quote Starts Here ...

Comparison results are from participating brokers within our referral network and may not represent all providers in the market. We may receive a referral fee at no cost to you. We do not provide financial advice or credit assistance directly.

Any Farm

Apiarist, Cane, Cotton, Crops, Dairy farms, Hobby/Leisure farms, Livestock, Mixed farming, Orchards, Poultry farms and more ... anywhere in Australia!

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Compare Rates

Simply complete our short online farm insurance quote form and we’ll match your enquiry to a participating farm insurance broker from our national panel, who can access competitive rates and discuss options tailored to your needs. We are not an insurer or broker.

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Compare Insurance Options

Because farm insurance policies are different, your referred broker can help you compare features and benefits – not just price – so you can consider the value of different farm protection options. We do not assess your objectives, financial situation or needs.

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Multiple Farm Insurers

When you submit an online quote request with us, we match your details with a broker from our panel of insurance professionals across Australia whose specialties align with your needs. That broker can then obtain and compare quotes from the insurers they work with. Our matching is limited to participating brokers and does not cover every provider in the market.

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What does Farm Insurance Cover?

Property: Farmhouses, sheds, barns, fencing, silos (depending on the policy selected).
Crops: Cover for loss or damage from events such as drought, flood, fire, or pests, where included in the policy.
Livestock: Cover for injury, death, theft, or disease outbreaks, subject to policy terms.
Machinery & Vehicles: Tractors, harvesters, irrigation systems and similar equipment, depending on the level of cover.
Liability: Public liability, worker injury, and environmental damage, where provided by the insurer.

Coverage and benefits will vary by insurer and policy. Please refer to your broker or insurer for details of cover available and any exclusions.

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Policy Benefits - what they mean for Farmers

Potential for broad protection across land, assets, and operations, depending on the cover selected.
Brokers can arrange policies tailored for small family farms through to large agribusiness.
Access to a national broking network with rural expertise.
Ability to compare options online with a broker and consider potential cost savings.
Claims support from your insurer and/or broker when you need to make a claim.

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Insurance News

Comprehensive All-Risk Insurance Now Available for Large-Scale Australian Farms

17 May 2026: Paige Estritori

Harland Green, a newly established Lloyd's coverholder, has unveiled an all-risk farm insurance package specifically designed for large commercial farming operations in Australia. This initiative aims to address the complex and evolving needs of the agricultural sector by offering comprehensive coverage that encompasses various aspects of farm operations. - read more

New Partnership Aims to Revolutionize Agricultural Insurance in Australia

17 May 2026: Paige Estritori

In a significant development for Australia's agricultural sector, CGU and WFI Insurance have announced an exclusive partnership with Ag Guard, a technology-driven agricultural insurance agency. This collaboration, set to commence in June 2026, aims to bolster the agricultural insurance capabilities of both insurers and enhance digital services for brokers, partners, and customers. - read more

Rising Summer Storm Claims Prompt Urgent Call for Farmer Preparedness

17 May 2026: Paige Estritori

As Australia approaches another summer season, Elders Insurance is urging farmers to prepare for potential storm-related damages, following a significant increase in claims during previous summers. Analysis of storm-related farm insurance property claims over the last two years indicates that summer accounts for the highest number of claims nationally. - read more

Rising Input Costs Squeeze Margins for Australian Dairy Farmers

09 May 2026: Paige Estritori

Australian dairy producers are entering the 2026/27 season with limited margin for error, as escalating input costs continue to erode profitability. According to Rabobank's latest annual Australian Dairy Outlook, rising expenses for fuel, fertiliser, water, labour, and interest rates are placing significant pressure on the sector. - read more

Federal Government Introduces $10 Billion Package to Secure Fuel and Fertiliser Supplies

09 May 2026: Paige Estritori

In response to escalating global disruptions affecting fuel and fertiliser supplies, the Australian government has announced a $10 billion budget package aimed at securing these critical inputs for the agricultural sector. Prime Minister Anthony Albanese emphasized the government's commitment to stabilizing supply lines and mitigating the impact of international conflicts on domestic agriculture. - read more

Queensland Farmers' Market Threatened with Eviction Over Insurance Dispute

01 May 2026: Paige Estritori

In south-east Queensland, the Three Creeks Farm Stall, a cherished farmers' market operating in Eileen Hose Park near Gympie, is confronting potential eviction due to a disagreement over public liability insurance requirements imposed by the Gympie Regional Council. - read more

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Farm Insurance Articles

Essential Coverage vs. Optional Add-ons: Balancing Protection and Costs

For Australian farmers, having the right insurance coverage isn't just a safety net—it's an integral part of sustaining their livelihood. Natural disasters, unpredictable climate conditions, and the inherent risks of agricultural production underline the critical importance of robust insurance for the agricultural community. As farmers navigate the complexities of insurance, understanding the basics becomes the first step toward securing their assets and ensuring the continuity of their operations. - read more

Secure Your Farm's Future: Understanding the Importance of On-Farm Risk Assessment

In the ever-evolving landscape of modern agriculture, the security and stability of a farm hinge on thorough preparation and strategic foresight. A pivotal component in safeguarding a farm's future lies in the critical role of on-farm risk assessment. This process provides a structured approach to identifying potential risks that could affect a farm's operations, financial health, and overall sustainability. - read more

Common Myths About Farm Insurance Debunked

Whether you're a seasoned farmer or just starting out, understanding farm insurance is crucial. It's more than just a safety net; it's a way to ensure that your farming business can withstand unforeseen challenges. By safeguarding your livelihood, farm insurance offers peace of mind amidst uncertainties. - read more

The Farmer's Handbook to Quick and Effective Insurance Claims

Insurance is a vital part of safeguarding any farming operation. As a farmer, protecting your property, equipment, and livelihood from unexpected events like natural disasters, theft, or accidents is crucial. Adequate insurance coverage ensures that you can recover quickly from setbacks without enduring overwhelming financial strain. - read more

Agribusiness Risk: Liability Issues Facing Australian Farmers Today

The agricultural sector in Australia carves a significant portion of the country's economy, contributing to its GDP and providing employment across rural and suburban areas. Thus, navigating the complexities of agribusiness is not just a matter of crop cultivation and livestock management, but also of understanding the intricate web of liability risks that come with the terrain. - read more

Preparing for the Worst: Developing a Comprehensive Disaster Response Plan for Your Farm

As a farmer, you know that unexpected events can have a significant impact on your farm and your livelihood. Natural disasters, such as floods, fires, droughts, and storms, can occur at any time and have devastating consequences. That's why it's crucial to have a comprehensive disaster response plan in place to protect your property, assets, and, most importantly, your loved ones and livestock. - read more

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Knowledgebase

Depreciation:
The reduction in the value of an asset over time, used in insurance to calculate the actual cash value of property.

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