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    Insurance Policy Excess:
    The amount you will have to contribute when you make a claim.

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    Insurance News

    If insurance was free, would there still be an underinsurance problem?
    Nov 20 :: Even if price wasn’t a factor, AMP’s Chris Kirby argues that Australia would still have an under-insurance problem. This is why it is the industry’s job to kill preconceptions... read more

    Regulatory compulsion propels commercial insurance
    Oct 26 :: Australia is the second largest advanced market in Asia for commercial insurance, not least because of regulatory requirements around issues of professional indemnity, according... read more

    Premium rates for life cover sold by advisers in decline
    Oct 26 :: Premium rates for life cover products sold by financial advisers fell by an average of 10 per cent across 11 leading insurance providers between December 2004 and June 2012,... read more

    Life insurers pay out $4 billion in 2011
    Jul 01 :: The 10 biggest life insurers paid out just under $4 billion in claims in 2011 - up 11.4 per cent from 2010, according to research conducted by The Risk Store. The... read more

    Direct life insurance up but credit insurance flat
    Jun 01 :: Overall direct life insurance sales have grown 11.3 per cent in 2011 and in-force annual premiums are up 10.9 per cent despite flat growth in credit-related insurance sales,... read more

    NSW Insurance broker suspended
    May 22 :: A Menai-based insurance broking firm has had its licence suspended for seven months following surveillance conducted by the Australian Securities and Investments Commission (ASIC).... read more


    Insurance Articles

    How Much Life Insurance Coverage Do I Need?
    Are you wondering how much life insurance you need? In order to make a decision about the right amount of life insurance, it's important to consider the reasons you are purchasing... read more

    A Healthy Tax Time Tip form the Money Tips Team
    Changes to the Private Health Insurance Rebate are coming on 1 July, 2012, so if you’ve been putting off “doing something” about your health insurance situation,... read more

    5 Tips to Insure Your Trip
    Before you go on a holiday it is necessary that you buy a travel insurance to make your great holiday experience safe. You need to be sure you have the right travel insurance... read more

    5 Tips for Dealing With Problems With Your Insurance Claim
    Sometimes processing an insurance claim after a catastrophic event can turn into a nightmare. This article contains advice on how to handle the bureaucracy and confusion that... read more

    A Guide to Choosing Professional Indemnity Insurance and Understanding the Policy Terms
    Professional Indemnity Insurance can be a minefield. The policy terms and conditions can vary immensely from insurer to insurer. This article will help you to understand the... read more

    Income protection insurance
    It's trite but true to say that for most people, their most valuable asset is their ability to earn an income. But how relevant is income insurance to most Australians? read more

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